Senior Living Guide2/9

Original Medicare vs. Medicare Advantage

Medicare card and health insurance documents on a table

Original Medicare is Part A (hospital) and Part B (medical) run directly by the federal government. Medicare Advantage, also called Part C, is an alternative way to get your Medicare benefits — you're still enrolled in Medicare, but a private insurance company approved by Medicare administers your coverage instead.

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By law, Advantage plans must cover everything Original Medicare covers. Most go further and bundle in extra benefits, but they do it through a private company's network and rules rather than Medicare's own system.

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